| |
It's Your Credit. What Are You Going To Do To Protect It?
For anyone who has, has had and wants to avoid being had, this series of articles reflects years of continuing research. I'll discuss the worse that can ever happen to people thrown into situations - whether through their own doing or as victims and how they were able to come of them in one piece. These article are based on facts as I read and understood them.
A report is a history of your bill payments record. These can be bills such as home loans and mortgages, revolving and even cell phones. There are three credit-reporting agencies that are commonly referred to as repositories. Each uses a different type of symbol. When looking at your report, be aware of the very first page. This will most often contain the explanation of the symbols that are used by that company. There are various symbols that are utilized to identify payment histoy, types of accounts and whether or not the account is individual, joint or involves a cosigner.
Credit reporting agencies are NOT part of the U.S. Government. They are privately owned companies that get paid to sell information about you to your creditors. They get paid for good and bad information. You are NOT their customer. You do not purchase any goods or services from the Reporting Agencies.
They do not care whether your
credit is perfect or poor. They receive their money from the creditors in the form of charges and memberships. Why should a reporting agency care about you? You are only a consumer of goods or services.
In fact, Experian, which is one of the three large Reporting Agencies is owned by a British conglomerate. Think about that. Why would a foreign company own a reporting agency in the United States? The answer is simply for the profit. Those are the facts.
Remember, most reports identify the consumer (you) by your name and your entries by the name, account number and the date that the account was opened. Being able to identify information that is not accurate can help you to raise your scores. One of the single most important parts of the following articles is your ability to identify on your report your legal right to know WHEN an account is first delinquent.
In a future article I'll devote an entire paragraph that further explains this portion of the law.
Chuck Lunsford is the owner and developer of http://www.EasyFLoridaHomeLoans.com. He offers advice on how to get your in order and working for you. Visit his website and learn more about how to obtain without resorting to paying an attorney.
Credit Surveillance Reporting anf Fix Income background ... perspective including basic analytics and underlying credit related features. Strong BA experience with...]]>
CREDIT, INC. REGION RISK ANALYST POSITION ANNOUNCEMENT # 65236 Location: Woodcliff Lake, NJ Region Office November ... reports for use by the Region Risk Manager and Commercial Credit Risk Manager...]]>
Credit Emphasis is on supporting the Order Management end-users, business partners, and process teams in leading system design, assisting teams in a consulting role, designing and...]]>
Analyst? Do you have some light experience with manipulating data, ... include tuition reimbursement, 401K, stock purchase plan, credit union membership, and auto & Home Insurance Discount...]]>
Credit Emphasis is on supporting the Order Management end-users, business partners, and process teams in leading system design, assisting teams in a consulting role, designing and...]]>
Credit
Emphasis is on supporting the Order Management ... with the ASAP implementation methodology is desired.
* The analyst should be able to learn and to support BD specific...]]>
Analyst -- Order Management SYS0001F Apply Description BD has embarked upon a multi-year effort to ... / Logistics / Transportation * Integration with Finance / Credit Emphasis is on supporting the Order Management...]]>
Analyst Order Management SYS0001F Apply Description BD has embarked upon a multi-year effort to ... / Logistics / Transportation * Integration with Finance / Credit Emphasis is on supporting the Order Management...]]>
Credit Emphasis is on supporting the Order Management end-users, business partners, and process teams in leading system design, assisting teams in a consulting role, designing and...]]>
credit and accounts receivable management, human resources ... to be a troubleshooter, ?marketer?, trainer, systems analyst, creative problem solver, strategist, and an...]]>
analyst, engineering, real estate, data entry, technician, ... cook, restaurant stuff, shipping, pharmacy, work at home, credit, coordinator, entertainment, architecture, work from...]]>
analyst, engineering, real estate, data entry, technician, ... cook, restaurant stuff, shipping, pharmacy, work at home, credit, coordinator, entertainment, architecture, work from...]]>
analyst, engineering, real estate, data entry, technician, ... cook, restaurant stuff, shipping, pharmacy, work at home, credit, coordinator, entertainment, architecture, work from...]]>
analyst, engineering, real estate, data entry, technician, ... cook, restaurant stuff, shipping, pharmacy, work at home, credit, coordinator, entertainment, architecture, work from...]]>
credit cards, re-mortgaged our house a few times and were living pay check to pay check ... collections, accounts payable, accounting and financial analyst duties for large companies. My husband had...]]>
|
free online canadian credit report Resource 
Read
More